Senior Financial Analyst
The ARAG Group, a global leader in legal expense insurance operating in 20 countries offers an innovative and comprehensive range of legal expense products and services for brokers, underwriting agents and insurers across Canada. 
Reporting to the Controller, the Senior Financial Analyst will be responsible for developing budgets, forecasts, and financial models, analyzing performance trends, and providing actionable insights to management.
What will you do?
Budgeting & Forecasting

Process ownership preparation of annual budgets and rolling forecasts.
Collaborate with department heads to gather assumptions and validate inputs.
Perform scenario modeling and sensitivity analysis to support strategic decisions.
Financial Analysis & Reporting

Ability to understand a complex business model and to translate its interdependencies into clear financial metrics.
Perform variance analysis between actuals, budgets, forecasts and provide recommendations to improve underwriting profitability.
Identify trends, risks, and opportunities to improve financial performance.
Prepare monthly and quarterly reports highlighting relevant KPIs including comments on business developments.
Modeling & Decision Support

Build financial models to support strategic initiatives and business cases.
Conduct scenario and sensitivity analysis considering regulatory changes and market conditions.
Incorporate actuarial inputs (loss reserves, premium projections) into financial models.
Interdisciplinary collaboration with Underwriting and Risk Management to ensure that financial modelling reflects all relevant business dimensions
Strategic Support

Support long-term financial planning, capital allocation decisions, and solvency monitoring.
Evaluate business cases for new projects, investments, and initiatives.
Conduct profitability & cost analysis by product line, distribution channel, and region.
Compliance & Governance

Ensure adherence to accounting standards (IFRS) and internal controls.
Maintain documentation for budgeting and forecasting processes.
Communicate with Controller on work status and financial issues that arise.
Process Improvement

Recommend enhancements to financial planning processes and tools.
Support automation and efficiency initiatives within finance.
About You:

University degree in accounting, finance.
CPA, CFA, or equivalent designation preferred.
Experience in MGA or insurance-industry preferred.
5+ years of experience in financial analysis, FP&A, or corporate finance.
Advanced knowledge and proficiency in Excel with financial modeling; experience with BI tools is an asset.
Knowledge of Windows and MS Office applications including Office 365.
Working knowledge of SAP desired.
Aptitude for figures, strong analytical and investigative skills.
Ability to thrive under pressure and adhere to challenging deadlines.
Excellent communication and organizational skills with internal stakeholders, clients and management.
We Offer:

Competitive Base Salary including annual bonus plan
Generous Employer Paid Benefits Plan, including RSP matching & Fitness Credit
Location is a combination of remote work from home and from our head office in the heart of Toronto’s Financial District
For more information about ARAG Canada please visit: www.arag.ca/en/
We are an Equal Opportunity Employer
ARAG Legal Solutions Inc., are proud to be an equal opportunity workplace and employer.  We are committed to equal employment opportunity regardless of citizenship, race, place of origin, ethnic origin, colour, ancestry, disability, age, creed, sex/pregnancy, family status, marital status, sexual orientation, gender identity, gender expression, receipt of public assistance (in housing) and record of offences (in employment).  
ARAG Legal Solutions Inc., is committed to providing employment in accordance with the Accessibility for Ontarians with Disabilities Act (AODA). Any assessments and selection materials or processes used during the recruitment process will be available in an accessible format to applicants with disabilities, upon request. If contacted for an interview, please advise the Human Resources Generalist if you require disability-related accommodation.

Junior Accountant (6-month Contract)
ARAG Legal Solutions Inc., part of the ARAG Group, is a global leader in legal expense insurance operating in 20 countries offering an innovative and comprehensive range of legal expense products and services for brokers, underwriting agents and insurers across Canada.
Reporting to the Controller, the Junior Accountant will be responsible for supporting technical accounting including payment allocations and analysis as well as general accounting processing including vendor payments, reconciliation, and reporting for internal management. Please note that this is a 6-month contract.
What will you do?
Technical Accounting Responsibilities:

Perform the processing of cash receipts, maintaining log of payments received
Reconcile balances to client reports and individual items for internal matching and payment allocations
Communicate and investigate technical statement of accounts with clients
Develop effective relationships with underwriters and ATE operations for continuous collaboration
Review client statistics including premiums, claims and commissions
Collaborate and support Technical Accounting on an ongoing basis
Data entry into technical systems as required
General Accounting Responsibilities:

Perform the processing and recording of accounts payable transactions and ensure that all invoices and staff reimbursements are paid accurately and in accordance with Finance policies and procedures.
Perform general accounts analysis and reconciliations, including bank statements, fixed assets, accruals, and prepaid expenses.
Develop effective relationships with Claims Management personnel for continuous collaboration and inquiries
Collaborate and support General Accounting on an ongoing basis
Ensure proper Records Management protocols are followed
About You:

Possesses or is in the process of obtaining a University degree/college diploma
General accounting courses required
Basic level accounting experience preferred with exposure to insurance.
Knowledge of Windows and MS Office applications including office 365
Working knowledge of SAP desired
Aptitude for figures, strong analytical and investigative skills
Ability to work with set deadlines
Effectively work in a team environment and on an individual basis
Intermediate to advanced proficiency in Excel
Excellent communication, organizational and time management skills
Attention to detail and accuracy
We Offer:

Competitive Base Salary
Location is a combination of remote work from home and from our head office in the heart of Toronto’s Financial District
For more information about ARAG Canada please visit: www.arag.ca/en/
We are an Equal Opportunity Employer
ARAG Legal Solutions Inc., are proud to be an equal opportunity workplace and employer. We are committed to equal employment opportunity regardless of citizenship, race, place of origin, ethnic origin, colour, ancestry, disability, age, creed, sex/pregnancy, family status, marital status, sexual orientation, gender identity, gender expression, receipt of public assistance (in housing) and record of offences (in employment) as outlined by the Ontario Human Rights Code.
ARAG Services Corporation is committed to providing employment in accordance with the Ontario Human Rights Code and the Accessibility for Ontarians with Disabilities Act. Any assessments and selection materials or processes used during the recruitment process will be available in an accessible format to applicants with disabilities, upon request. If contacted for an interview, please advise the Human Resources Generalist if you require disability-related accommodation.

Please note the location of this position must be based in the Greater Toronto Area.
Bilingual Customer Service Representative
The ARAG Group, a global leader in legal expense insurance operating in 20 countries offers an innovative and comprehensive range of legal expense products and services for brokers, underwriting agents and insurers across Canada. 
As part of our strategy to expand and strengthen our presence across Canada, we are looking for four Bilingual Customer Service Representatives in Toronto. 
Reporting to the Contact Centre Manager, the Bilingual Customer Service Representative will serve as the first point of contact for customers. This role will handle inbound and outbound calls related to policy inquiries and information, claims assistance, and general support. This role will not be handling sales.
Please note due to the nature of the position this role will need to be onsite five days a week for the initial mandatory five-week paid training and three-month probation period, with the possibility of a transition to a hybrid schedule afterwards.
Schedule: Applicants must be available Monday to Friday, 8:00 AM – 8:00 PM EST, and will be offered the following shift options: 8:00 AM – 4:00 PM and 12:00 PM – 8:00 PM.
What Will You Do?

Respond to customer queries regarding insurance policies, coverage, and claims promptly and professionally.
Make outbound calls for follow-ups, policy renewals, or to provide additional information.
Document all interactions in our CRM system with precision and clarity.
Provide clear and accurate information in compliance with company policies and industry regulations.
Handle complaints and difficult situations calmly and efficiently, escalating complex issues when appropriate.
Work closely with internal teams (underwriting, claims, etc.) to resolve customer issues.
Meet performance metrics including call handling time, customer satisfaction, and first-call resolution.
Respond to inbound customer calls in a timely and professional manner.
About You:

Bilingual in both English and French is required (written and verbal).
High school diploma or equivalent; post-secondary education is an asset.
2 years of previous experience in a call centre or customer service role, preferably within the insurance or financial services industry.
Strong verbal communication and active listening skills.
Ability to work efficiently in a fast-paced environment.
Comfortable with using computer systems and customer management software.
Professional, courteous, and empathetic approach to customer interactions.
We Offer:

Competitive Base Salary including annual bonus plan
Generous Employer Paid Benefits Plan, including RSP matching & Fitness Credit
Paid Vacation Days and Personal Days
 For more information about ARAG Canada please visit: www.arag.ca/en/
We are an Equal Opportunity Employer
ARAG Legal Solutions Inc., are proud to be an equal opportunity workplace and employer. We are committed to equal employment opportunity regardless of citizenship, race, place of origin, ethnic origin, colour, ancestry, disability, age, creed, sex/pregnancy, family status, marital status, sexual orientation, gender identity, gender expression, receipt of public assistance (in housing) and record of offences (in employment) as outlined by the Ontario Human Rights Code.
ARAG Legal Solutions Inc., is committed to providing employment in accordance with the Ontario Human Rights Code and the Accessibility for Ontarians with Disabilities Act. Any assessments and selection materials or processes used during the recruitment process will be available in an accessible format to applicants with disabilities, upon request. If contacted for an interview, please advise the Human Resources Generalist if you require disability-related accommodation.

Please note the location of this position must be based in the Greater Toronto Area.
Customer Service Representative
The ARAG Group, a global leader in legal expense insurance operating in 20 countries offers an innovative and comprehensive range of legal expense products and services for brokers, underwriting agents and insurers across Canada. 
As part of our strategy to expand and strengthen our presence across Canada, we are looking for two Customer Service Representatives in Toronto. 
Reporting to the Contact Centre Manager, the Customer Service Representative will serve as the first point of contact for customers. This role will handle inbound and outbound calls related to policy inquiries and information, claims assistance, and general support. This role will not be handling sales.
Please note due to the nature of the position this role will need to be onsite five days a week for the initial mandatory five-week paid training and three-month probation period, with the possibility of a transition to a hybrid schedule afterwards.
Schedule: Applicants must be available Monday to Friday, 8:00 AM – 8:00 PM EST, and will be offered the following shift options: 8:00 AM – 4:00 PM and 12:00 PM – 8:00 PM.
What Will You Do?

Respond to customer queries regarding insurance policies, coverage, and claims promptly and professionally.
Make outbound calls for follow-ups, policy renewals, or to provide additional information.
Document all interactions in our CRM system with precision and clarity.
Provide clear and accurate information in compliance with company policies and industry regulations.
Handle complaints and difficult situations calmly and efficiently, escalating complex issues when appropriate.
Work closely with internal teams (underwriting, claims, etc.) to resolve customer issues.
Meet performance metrics including call handling time, customer satisfaction, and first-call resolution.
Respond to inbound customer calls in a timely and professional manner.
About You:

Excellent written and oral communication skills
High school diploma or equivalent; post-secondary education is an asset.
2 years of previous experience in a call centre or customer service role, preferably within the insurance or financial services industry.
Strong verbal communication and active listening skills.
Ability to work efficiently in a fast-paced environment.
Comfortable with using computer systems and customer management software.
Professional, courteous, and empathetic approach to customer interactions.
We Offer:

Competitive Base Salary including annual bonus plan
Generous Employer Paid Benefits Plan, including RSP matching & Fitness Credit
Paid Vacation Days and Personal Days
 For more information about ARAG Canada please visit: www.arag.ca/en/
We are an Equal Opportunity Employer
ARAG Legal Solutions Inc., are proud to be an equal opportunity workplace and employer. We are committed to equal employment opportunity regardless of citizenship, race, place of origin, ethnic origin, colour, ancestry, disability, age, creed, sex/pregnancy, family status, marital status, sexual orientation, gender identity, gender expression, receipt of public assistance (in housing) and record of offences (in employment) as outlined by the Ontario Human Rights Code.
ARAG Legal Solutions Inc., is committed to providing employment in accordance with the Ontario Human Rights Code and the Accessibility for Ontarians with Disabilities Act. Any assessments and selection materials or processes used during the recruitment process will be available in an accessible format to applicants with disabilities, upon request. If contacted for an interview, please advise the Human Resources Generalist if you require disability-related accommodation.

Claims Examiner
The ARAG Group, a global leader in legal expense insurance operating in 20 countries offers an innovative and comprehensive range of legal expense products and services for brokers, underwriting agents and insurers across Canada. 
Reporting to the Claims Manager, the Claims Examiner will be responsible to support our efforts as we expand and strengthen our presence across Canada in the legal expense insurance market.
 What will you do?

Review and assess new and potential claims to determine coverage under the applicable insurance contract and take appropriate action.
Participate hands-on in the resolution of simple to moderate claims and coverage issues
Deliver training on products, risk management presentations and advice to lawyers and firms
Develop and maintain effective relationships with external lawyers
Assist with various accounting functions as assigned
Assist in the development, implementation and administration of claims management policies, procedures, and systems
Determine and report the liability and damages exposure of the insured in respect of a claim.
Coordinate and manage claim files including liaison with insureds, brokers, external counsel and internal clients.
About You:

Minimum of 1 years’ experience as a claims adjuster/law clerk/legal assistant/paralegal.  Experience in insurance litigation & tort law is an asset
Ability to evaluate and assist in the successful resolution of litigation
Comprehensive understanding of legal fees and billing assessment
Excellent written and oral communication skills
Effective problem solving and proven analytical skills, organizational and decision-making ability in order to develop/implement effective solutions.
High-level interpersonal skills required to build and maintain relationships with internal and external clients.
Service oriented professional with a positive attitude and a strong desire to succeed.
We Offer:

Competitive Base Salary including annual bonus plan
Generous Employer Paid Benefits Plan, including RSP matching & Fitness Credit
Location is a combination of remote work from home and from our head office in the heart of Toronto’s Financial District
For more information about ARAG Canada please visit: www.arag.ca/en/
We are an Equal Opportunity Employer
ARAG Legal Solutions Inc., are proud to be an equal opportunity workplace and employer.  We are committed to equal employment opportunity regardless of citizenship, race, place of origin, ethnic origin, colour, ancestry, disability, age, creed, sex/pregnancy, family status, marital status, sexual orientation, gender identity, gender expression, receipt of public assistance (in housing) and record of offences (in employment).  
ARAG Legal Solutions Inc., is committed to providing employment in accordance with the Accessibility for Ontarians with Disabilities Act (AODA). Any assessments and selection materials or processes used during the recruitment process will be available in an accessible format to applicants with disabilities, upon request. If contacted for an interview, please advise the Human Resources Director if you require disability-related accommodation.